Name: RHB bank
Address: 90 Cecil Street RHB Bank Building, Level 1, Singapore, 069531, SG
Telephone: 1800 323 0100

RHB REFLEX

Simplified

financial portal for easier control of your finances

Business Internet Banking

A secured web-based financial solution that puts control of business in your hand.

Access your account on-the-go, perform payments and get real-time information anytime, anywhere.

Access account information at a glance

Perform banking with a peace of mind with our enhanced security

Make domestic and overseas payments seamlessly

Approve transactions on-the-go

Access account information at a glance

Perform banking with a peace of mind with our enhanced security

Make domestic and overseas payments seamlessly

Approve transactions on-the-go

Latest account information anytime, anywhere

RHB REFLEX

Make payments and get real-time updates

in an instant

Paynow is now available on RHB Reflex

Download the RHB Reflex App and Register now

Paynow Guide

RHB REFLEX

Make payments and get real-time updates

in an instant

Paynow is now available on RHB Reflex

Download the RHB Reflex App and Register now

Paynow Guide

User access setup

View Only

Users able to view account balances and statements only

1 User to View and Transact

Single Control Access
1 user will create and authorise all transaction.

May appoint additional user as Inquirer role only

2 or More Users to View and Transact

At least 2 users consisting of

Maker
Create transaction

Authoriser
Approve transaction

You may also appoint a pair of administrators

How to apply

Complete and sign your RHB Reflex Application Form

Download Form

Prepare business document

RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)
Certified copies of NRIC / passport and proof of address for all appointed Reflex authorisers

Bring all document to

Any RHB Business Centres, or;
Your Relationship Manager directly

Not an existing customer? Provide your details below to start empowering your business needs

Corporate Pricing Guide

INWARD TRANSACTION

Telegraphic Transfer	Normal Current Account		BizPower Quad / Quad + Current Account (SGD/USD)
Credit into RHB Account	SGD	10	Free
	USD	5
	GBP	3
	AUD	5
	EUR	5
	NZD	5
	CAD	5
	JPY	500
	CHF	5
	HKD	25
Credit into SGD Account drawn on RHB account	Free
Encashment exceeding S$250,000 per Demand Draft / Telegraphic Transfer for Non-A/C Holder Moneychanger	S$100 per Demand Draft / Telegraphic Transfer
Demand Draft
Credit into SGD Account drawn on RHB account	Free

OUTWARD TRANSACTION

MEPS+

MEPS+ Payments	Branch	Reflex
Payments made by MEPS+ to non-RHB account	S$20 per transaction	S$15 per transaction

Cashier’s Cheques

Issuance	SGD	USD
Payment to Account Holder’s own name	Free	Free
Payment to Third Party / Non-Account Holder	S$10 per cheque	US$10 per cheque
Replacement / Cancellation / Amendment	SGD	USD
Payment to Account Holder’s own name	S$5 per cheque	US$5 per cheque
Payment to Non-Account Holder	S$10 per cheque	US$10 per cheque
Payment Stop Request	SGD	USD
Payment Stop Request	S$20 per cheque	US$20 per cheque

Standing Instructions

Handling Fee
By Customer	S$10
By Charitable Organisation	Free (up to 10 customers)
For Loan Account	Free
For Salary Payment	No. of Recipients	Charges (per occasion)
	1	S$5
	2 - 20	S$20
	21 - 50	S$40
	51 - 100	S$80
	101 - 150	S$100
	151 - 200	S$120
	More than 200	S$150
Amendment	S$5 per amendment

Demand Drafts

Issuance	Account Holder	Non-Account Holder
Issued in FCY / S$ against payment in S$	1/8% commission (minimum S$10, maximum S$100)	1/8% commission (minimum S$20, maximum S$100)
Issued in FCY against payment in the same currency	1/8% commission (minimum S$10, maximum S$100)	1/8% commission (minimum S$20, maximum S$100)
Replacement / Cancellation / Refund / Amendment	S$20 + cable: S$20 + agent bank charges, if any
Payment Stop Request	S$20 + cable: S$20 + agent bank charges, if any

CHEQUE CHARGES

Transaction Fee

Nil

Direct Mark Cheques (CTS)

S$100 per cheque

Retrieval of Cheque Images (Per Image)

S$50

Payment Stop Cheques

	SGD	FCY
For stopped payment	S$30 per cheque	US$20 per cheque
For lost cheques/ chequebooks	S$50 per request	US$20 per cheque

Outward Return Cheques

	SGD	FCY
Due to insufficient funds	S$50 per cheque	US$30 per cheque
Due to technical reasons	S$10 per request	US$10 per request

Foreign Cheque Deposits

Drawn on banks outside Singapore	1/8% commission (minimum S$20, maximum S$100 equivalent) + postage + agent fee, if any. Commission-in-lieu of exchange 1/8% (minimum S$50).
Drawn on banks in Singapore (via CTS System)	Free

Withdrawal

Cheques issued and are presented to us for payment from overseas

1/8% commission (minimum S$20, there is no maximum commission to be charged)

Cheque Book Postage

	Prior to 25 April 2022	With effect 25 April 2022
Normal Mail	Free	Free
Registered Mail	S$5	S$5
Urgent Mail (Delivered by next working day)	S$20	S$25
Courier Service (Delivered by 4th working day)	NA	S$20

Documents Requirement

Application Form

Download

Maintenance Form

Download

Other Information

Eligibilty

Any business entity - sole proprietorship, partnership, association, private limited company or limited company that maintains at least one corporate current account with RHB can sign up for RHB REFLEX.

Documents Required

RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)
Certified copies of NRIC and proof of address for all appointed Reflex authorisers

Fees and Charges

One Time Set Up	Waived
Monthly Subscription Fee	Waived
Token	Additional / Lost token at $20 each (GST inclusive) Free Replacement Token due to battery malfunction
Monthly Recurring Fees
View only module	Waived
Financial Transactions module	Waived
Local Payments
Transfer to Own	Waived
Transfer to 3rd Party	Waived
FAST	$0.50 per transaction
GIRO	$0.20 per transaction
MEPS	$15.00 per transaction
Overseas Payments
Telegraphic Transfer	0.125% commission (min S$10. max S$100) S$20 Cable Charge Agent fee (where applicable) Commission in lieu (where applicable)

*RHB Bank reserves the right to update services and charges without prior notice.

Terms & Condition

Interest rates are subject to change without notice, prevailing interest is accrued daily and compounded monthly. Other terms and conditions apply. For illustration purposes only. The numbers above have been rounded up to the nearest dollar value.

Average Daily Balance (ADB) is the minimum balance to be maintained in your account to avoid incurring Fall Below Service Fees. Average Daily Balance is the total amount of daily balances in your account divided by the number of days in the month.

A S$10 fall-below fee will apply if your average daily balance for the month falls below S$500.

Deposit Insurance Scheme

Singapore Dollar deposits of non-bank depositors are insured by the Singapore Deposits Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Important Notice

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Connect with Us

Please fill in your Business Contact Information below so that we can get in touch with you.

Name of Company

Position

First Name

Last Name

Business Contact Number

Business Electronic Mail

By checking this box, I have provided my Business Contact Information and I consent to receive occasional information, updates, offers and promotions about RHB Banking Group’s products and services through voice calls, by SMS/MMS or by emails for business purposes and not for any personal purpose.
I consent to receive occasional information, updates, offers and promotions about RHB Banking Group’s products and services through voice calls, by SMS/MMS or by emails (regardless of any current or future registration on any Do Not Call Register)

By clicking Submit, I consent to allow RHB Bank Berhad (RHB), RHB Group (including its holding company, subsidiaries and associated companies resulting from merger, sale, acquisition or restructuring) and any permitted third party by RHB to collect, use, disclose or transfer any information provided by me herein in Singapore or elsewhere for the products and services offered by RHB and as may be required by law, as the case may be.

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