Risk Share
Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises* or selected markets**.

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Maximum Loan Quantum

S$10 Million / Borrower
S$15 Million (Domestic) - S$20 Million (Overseas) / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities

Borrower Group consists of the following:
- Borrower
- Corporate shareholders holding more than 50% at all levels up
- Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
- Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Maximum Repayment Period

15 years

To finance the fulfilment of secured domestic & overseas projects

The supportable loan types include

- Working Capital and Trade Loans

- Equipment/ Machinery/ Vessels/ Other fixed assets

- Guarantees